Shopping for a new construction home can be exciting—you’re often the very first owner, with modern layouts and brand-new features. But before you set foot in a model home, it’s important to know what to ask the sales agent. The answers can save you money, protect you from surprises, and help you make the best decision for your family.
Here are the top questions every buyer should ask before touring a new home development:
1. What’s included in the base price?
That low starting price is tempting, but it may not reflect the home you see in the model. Ask what features are standard and which are considered upgrades.
2. What upgrades and options are available—and what do they cost?
Countertops, flooring, and even light fixtures can change the final price dramatically. Get a sense of the most common upgrades buyers choose.
3. What incentives are currently being offered?
Builders often provide closing cost assistance, interest rate buy-downs, or free upgrades if you act within a certain timeframe.
4. Are there HOA or CDD fees?
Monthly or annual fees can add up quickly. Make sure you understand what they cover and any restrictions that come with them.
5. What are the estimated property taxes?
New construction is often assessed at higher values than resale homes. Knowing this helps you plan your budget.
6. What warranties are included?
Most builders offer warranties for workmanship, systems, and structure. Clarify how long each coverage lasts.
7. What is the expected build timeline?
If you’re building from scratch, ask how long it typically takes and what could delay the process. This is crucial if you’re coordinating the sale of another home or a lease expiration.
8. Who are the preferred lenders and title companies?
Builders may offer attractive incentives for using their partners, but compare those offers with independent lenders to ensure you’re getting the best deal.
9. How many lots are left, and how might pricing change?
Demand can drive up prices as a community sells out. Understanding availability helps you decide how quickly to act.
10. What’s the long-term plan for the community?
Future phases, amenities, or nearby commercial developments can all impact your lifestyle and the home’s future value.
Bonus Tip: Ask for a copy of the community map, floorplans, and HOA documents before your tour. Having these in hand helps you focus on the homes and lots that best fit your needs.
Buying in a new development can be a fantastic decision, but only if you go in informed. Asking the right questions before your tour puts you in control of the process and ensures your dream home doesn’t come with unwanted surprises.
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