If you are new to home buying than this blog is for you. Today we will line up a few important people you should contact as a first time home buyer to make the experience as smooth and successful as possible.
1. The Lender: Your Lender is a key individual in the process of homebuying, especially for first-time owners. The Lender is going to be your financial advisor who will tell you how much money you will be able to spend on your new purchase. Lenders are not all bankers. There are numerous mortgage brokers or mortgage originators who may be able to offer a lower rate than a traditional bank.
2. The Real Estate Agent: Another key play in your efforts to purchase a home is the Real Estate Agent. Their knowledge of the market and the community will be vital. Their job is to help you find your dream home at a price you can afford with as little stress as possible. Their success comes when you close the deal and take possession of your new home.
3. The Insurance Agent: Now that you have secured your new home, your insurance agent will go to work to find the best protection plan for your home that is available. Their advice is extremely valuable as they oversee the blanket of protection that covers your home and alert you to changes in coverage during the life of your policy.
4. Your attorney: It is always wise to pass all legal documents through your attorney. Not just for the purchase of your home, but any and all contracts for work or improvements to your property. They are there to safeguard you and your home from any form of fraud or unscrupulous business practices.
Bottom Line: Protecting your single most important investment is not something to take lightly. The consequences are catastrophic should you fail to fully utilize the services of the above mentioned resources.
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