Looking to buy your first home or did you previously buy a new home but had troubles the first time around. Then you need to look into the First-Time Home Buyer's Course available through ehomeamerica.org. The contents of the course were developed by the U. S. Department of Housing and Urban Development.
What you will learn:
1. How much home can you afford?
2. What do you "need" in a home?
3. What mortgage loan products to consider?
4. How to comparison shop real estate agents and lenders?
5.How to improve your credit score?
There is a fee for the course and a certificate is issued upon completion of the program.
"The class helps buyers avoid shoehorning themselves into homes that are beyond their reach," states Melinda Opperman, President of Credit.org.
"Participants who complete the course receive a HUD approved certificate that helps qualified buyers for grant and down payment assistance programs, dependent on their financial eligibility," according to Opperman.
The link below provides a list state-by-state for first-time buyer programs.
NOTE: This blog does not endorse any of the service offered by companies cited in this blog. They are provided for your information only as an available resource to help first-time buyers.
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